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Legal Notices

Copyright Notices

The works of authorship contained in finrafoundation.org and/or saveandinvest.org (the Site), including but not limited to all design, text and images are owned, except as otherwise expressly stated, by the FINRA Investor Education Foundation (FINRA Foundation or Foundation) and may not be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in whole or in part in any manner without the Foundation's prior written consent, except to the extent that such use constitutes "fair use" under the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and except for one temporary copy in a single computer's memory and one unaltered permanent copy to be used by the viewer for personal and non-commercial use.

You may link to this site, provided that (a) the appearance, position and other aspects of the link do not damage or dilute the goodwill associated with the Foundation's name and trademarks, (b) the link and/or website that is being linked does not violate the Foundation's or any third party’s intellectual property rights, (c) no aspect of the link, including the appearance and position of the link, may create the appearance that an entity is associated with or sponsored by the Foundation when association or sponsorship does not exist, (d) the link, when activated by a user, must display the site Web page in its entirety and not within a "frame" on the linked website, and (e) the Foundation reserves the right to revoke its consent to the link at any time in its sole discretion.

Contact us for permission to use Foundation-copyrighted materials.

Trademark/Service Mark Notices

The trademarks FINRA Investor Education Foundation, NASD Investor Education Foundation, FINRA, NASD, Financial Industry Regulatory Authority, and National Association of Securities Dealers, along with their respective design and service marks, are owned by Financial Industry Regulatory Authority, Inc. (FINRA) and used under license to the FINRA Investor Education Foundation. All other trademarks and service/design marks appearing on this website are the property of their respective owners. Trademarks or service/design marks appearing on this website may not be used without prior written permission from their respective owners.

The absence of a name, logo, or other mark on this list does not constitute a waiver of any and all intellectual property rights that FINRA Investor Education Foundation has established in any of its products, services, programs, features, service marks, service names, or logos.

Third parties may not use Foundation Marks in any manner which suggests or hints at affiliation with, sponsorship of or endorsement by, the Foundation without prior written permission which allows for and specifies the marks and type of use.

Disclaimer

The Foundation, its affiliates and third party providers (the Foundation Parties) are not responsible for any errors or omissions in the information contained on or accessed through this site. All such information in this site is provided "as is". Likewise, the Foundation Parties are not responsible for any errors or omissions in the information, or any products or services, contained on, offered, accessed or received through any third party site which either may be accessed through a link on this site, or which allowed you to access this site through a link on such third party site. The Foundation Parties make no warranties or representations and disclaim all express, implied and statutory warranties of any kind to the user and any third party, including, but not limited to, any warranties of accuracy, timeliness, completeness, merchantability, non-infringement and fitness for any particular purpose.

Except for claims that cannot be excluded by the applicable local law, the Foundation Parties shall not have any liability, including but not limited to, tort, contract or any other liability to user or any third party arising as a result of use of or access to this site.

The Foundation Parties shall not be liable to user or any third party for lost profits or lost opportunity, direct, indirect, special, consequential, incidental or punitive damages whatsoever, even if the Foundation Parties have been advised of the possibility of such damages.

Some jurisdictions do not allow for the exclusion or limitation of implied warranties or liability for incidental or consequential damages. Therefore, the above limitations may not apply to you, or there may be applicable laws which supersede the above. Any clause of this disclaimer declared invalid by the appropriate authority in each jurisdiction shall be deemed severable and shall not affect the validity or enforceability of the remainder of this disclaimer. The terms of this disclaimer are governed by the laws of the State of New York. The FINRA Investor Education Foundation reserves the right to amend the document at its discretion at any time without notice.