Building a Financially Capable America Through Education and Research

A new study by researchers at USC, Montana State University and the FINRA Foundation found that taking financial literacy assessments on a smartphone reduces scores, potentially explaining some of the apparent decline in Americans' financial knowledge scores over the past 15 years

New FINRA Foundation and RAND research examines which fraud types are top-of-mind for Americans, with findings suggesting significant gaps in awareness. The brief also explores how awareness patterns differ across populations and how they relate to fraud victimization experiences.

A new Foundation study using NFCS data reveals that one-third of U.S. households lack financial resilience. Veteran households show approximately 20 percent greater odds of financial resilience compared to non-veteran households. However, veterans' financial resilience has declined in recent years.