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Building a Financially Capable America Through Education and Research

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The latest NFCS Investor Survey explores U.S. investors’ behaviors, attitudes, knowledge and experiences. Key findings include fewer Americans becoming new investors compared to the pandemic era, as well as insights on finfluencer use, changes in risk tolerance and gaps in investor knowledge.

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New FINRA Foundation study reveals consumers feel confident in their money management decisions, but less confident in their ability to evaluate information that might guide those decisions. The research also identifies which information sources consumers use and which factors they consider when assessing information about managing their money.

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The FINRA Foundation’s National Financial Capability Study (NFCS) is a large-scale, multi-wave nationwide research study that examines the financial capability of adults in the United States and how this varies across demographic, behavioral, attitudinal and financial knowledge characteristics. The study, which began in 2009 and is renewed every three years, examines how people make ends meet, plan ahead, manage financial products and their financial knowledge and decision-making.

Explore the NFCS