The Foundation supports research to understand the financial capability of American households, financial fraud and consumer protection, and what works when it comes to financial education and protection. Explore the resulting reports and data sets using the filters below.
Research Center
Showing 1-10 of 95 results
Jul 16, 2025
The sixth wave of the FINRA Foundation’s National Financial Capability Study reveals many in the U.S. struggle to make ends meet and save for emergencies, with a large set of households strained by increased costs. Explore these and a multitude of other financial capability insights in the 2024 NFCS report.
Jun 26, 2025
In this study, researchers found that mental frames, or the way we view the world, is related to the likelihood of losing money to a scam.
Apr 23, 2025
On average, men score higher than women on financial and health literacy tests. In this study, researchers found that there was no difference between men and women in the likelihood or rate of decline in literacy over time, and that the gender gap persists as people age.
Apr 02, 2025
This study, undertaken by researchers at the University of Tennessee Extension with funding from the FINRA Foundation and the National Endowment for Financial Education, examines the condition of state-mandated financial education from the perspective of teachers in high schools across Tennessee and provides recommendations for making it more effective.
Feb 19, 2025
Older adults are frequently the targets of financial fraud. This research examines the social and behavioral factors tied to fraud victimization to help identify and protect potential victims from losing money.
Dec 12, 2024
This brief finds that offering a “don’t know” response can lead to lower scores on financial knowledge assessments. It also shows that those who more often select “don’t know” tend to exhibit fewer positive financial behaviors than those who do not.
Dec 03, 2024
This study examines how consumers think about investment risk. The findings suggest that while most have a rudimentary understanding of investment risk, only slightly over half are able to recognize risk-mitigation strategies.
Oct 29, 2024
Using State-by-State NFCS data, this brief examines the financial health of Gen Xers and finds that while overall, Gen Xers report good financial health given their life stage, few Gen Xers report positive feelings about their financial situation.
Sep 05, 2024
Esta investigación examina la capacidad financiera de los adultos en Puerto Rico. Los hallazgos sugieren que, por lo general, los adultos en Puerto Rico experimentan dificultades llegando a fin de mes, y pocos pueden generar riqueza.
Sep 05, 2024
This research examines the financial capability of adults in Puerto Rico. The findings suggest that, overall, adults in Puerto Rico have difficulty making ends meet and few are able to build wealth or plan for the future.