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Free Credit Score and Analysis Tool

The FINRA Investor Education Foundation has retired the website, but we continue to offer access to our most popular tools including the myFICO® credit score and analysis tool. If you were redirected from, please bookmark this new page.

The FINRA Foundation makes FICO® credit scores, reports and educational information available free of charge to active duty service members and their spouses through installation military financial educators and counselors in the DoD and USCG Personal Financial Management Programs.

To use the tool, your first step is to contact a military financial educator (sometimes called a "PFM or PFC") at your nearest PFMP Office (which is usually part of the Airman & Family Readiness Center, Army Community Service, Fleet and Family Support Center, Marine Corps Community Services or their equivalents). Your PFM/PFC can assist you in obtaining your free credit score.

Free access to this credit score tool is available only to active duty service members and their spouses through a qualified military financial educator. If you do not have a local financial educator or PFM/PFC, please contact us.

Please review the step-by-step instructions for details on how to obtain FICO credit reports. You may also view a list of Frequently Asked Questions.

Register for Access

Military financial educators and counselors can initiate the registration process for their clients here:

Register for Your Free FICO Score

Existing Users

If you have already been granted access to the tool by a military financial professional, view your FICO credit score and report (good for 30 days from initial registration) here:

Existing Users: Login to Your FICO Account


Resources for Military Financial Educators

The Foundation offers research, tools, and information that can help you in your work with service members and their families.
Explore our resources >>

Understanding Credit Scores

Your credit score paints a picture of you as a credit risk to a lender.
Learn more >>

Financial Readiness for the Military Community

Visit for financial readiness information and tools intended to help military families manage their money with confidence.
Visit >>

Contact Us

Do you have more questions about myFICO registration?
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